In the past every home owner got the same loan: a 30 year fixed mortgage. Today there are many different loan programs and choosing the right one could save you hundreds of dollars on your monthly payments.
| How Long Do You Plan On Living In The House? | We Recommend: |
|---|---|
| Not Very Long (1-3 Years) | 3/1 ARM, 1 year ARM or 6 month ARM |
| A few years (3-5 Years) | 5/1 ARM |
| At least 5 years (5-7 years) | 7/1 ARM |
| Around 10 years ( 7-10 years) | 10/1 ARM, 30 yr fixed or 15 yr fixed |
| A long time (10 plus years) | 30 year fixed or 15 year fixed |
In Addition to these standard loan programs we offer a large number of specialized loans to fit your needs, Including First Time Home Buyer Specials. Please call or email for more information.